Apex Elite Asset Research and Recovery Services

1. INTRODUCTION

Apex Elite Asset Research and Recovery Services (“Apex Elite,” “we,” “us,” or “our”) respects the privacy of individuals who visit our website, communicate with our business, or engage our services.

This Privacy Policy explains how we may collect, use, process, retain, protect, and disclose personal information in connection with our website, communications, asset research activities, and professional services.

Our work may involve researching potential connections between individuals, families, estates, historical records, and assets that may require further examination. Such activities may involve personal information obtained from individuals, publicly accessible records, authorized sources, or information provided in connection with a matter.

We handle information for legitimate business purposes and seek to limit its use to purposes relevant to our activities and the applicable service arrangement.

2. BUSINESS IDENTITY

Apex Elite Asset Research and Recovery Services is the public-facing name of an international operation of Ap3x El1te Data Processing Services, registered in the Philippines.

Apex Elite provides asset research, identification, preparation, communication, and recovery assistance within the scope of its services.

Apex Elite is not a government agency and does not independently determine legal ownership or entitlement to an asset. Decisions concerning ownership, eligibility, and the release of assets remain with the relevant institution, authority, court, financial institution, government office, or other responsible asset holder.

U.S. Legal Coordination: For matters within the United States that require formal legal action (such as a Determination of Heirship or Guardianship), we coordinate directly with independent, licensed U.S. probate attorneys. In these cases, relevant information may be securely shared with these U.S. legal professionals to ensure full compliance with state laws and proper handling of the claim.

3. INFORMATION WE MAY COLLECT

Depending on the nature of an inquiry or engagement, we may collect or process the following categories of information.

A. Identification and Contact Information

This may include a person's name, email address, telephone number, mailing address, country of residence, and other contact details voluntarily provided to us.

B. Matter-Related Information

Where relevant to an asset research matter, information may include names of relatives or predecessors, family or estate relationships, historical ownership information, previous financial interests, and other details that may help establish or assess a potential connection.

C. Documents and Supporting Information

If appropriate and necessary for an agreed service, we may receive or process documents or records provided by a prospective client or client. The nature of these materials will depend on the matter and the requirements of the relevant process.

Please do not send passwords, banking login credentials, one-time authentication codes, or unrelated sensitive personal information through ordinary email or website inquiry channels.

D. Communication Records

We may retain relevant correspondence, inquiry details, questions, responses, service-related communications, and records of decisions or instructions associated with an inquiry or engagement.

E. Website and Technical Information

When you visit our website, certain technical information may be collected by the website platform or related services. Depending on the platform and configuration, this may include device or browser information, usage data, approximate location derived from technical information, and information associated with cookies or similar technologies.

Additional details about cookies and related technologies are addressed in our separate Cookie Policy.

F. Information From Research and Other Sources

In conducting asset research, we may examine information from publicly accessible records, historical sources, published materials, databases, or other sources available for the relevant purpose.

We may use such information to assess whether a potential connection merits further examination. The presence of a name or other matching detail does not, by itself, establish identity, ownership, or legal entitlement.

4. HOW WE USE INFORMATION

Depending on the circumstances, we may use personal information to:

• Respond to inquiries and communicate with prospective clients or clients.

• Examine potential connections between individuals and assets or records.

• Conduct research, identification, and preliminary assessment activities.

• Explain the nature and scope of a potential matter.

• Prepare information and supporting materials relevant to an agreed service.

• Assist with communications and procedural preparation within the scope of our engagement.

• Administer service agreements, client instructions, and business records.

• Maintain appropriate records of communications and decisions.

• Protect our business, identify misuse, address disputes, and help prevent fraudulent activity.

• Operate, maintain, and improve our website and communication channels.

• Meet applicable legal obligations or respond to lawful requests where required.

We do not treat the existence of a potential connection as proof that a person is entitled to an asset. Information is considered in context, and further verification may be necessary.

5. CONTACT INFORMATION, IDENTITY PROTECTION & RESTRICTED USE

Apex Elite Asset Research and Recovery Services recognizes the importance of protecting the identity, contact details, and personal information of prospective clients, clients, and other individuals whose information may be relevant to an asset research matter.

Information provided to or collected by Apex Elite will be handled with appropriate care and used for legitimate, relevant business purposes connected with our asset research and recovery assistance activities, subject to applicable law and the terms of the relevant engagement.

How We Use Contact Information and Identity Details

Contact details, identity information, and other relevant personal information may be used for purposes including:

• Asset Alignment: Assessing and examining potential connections between an individual, family, estate, predecessor, or related interest and an asset or record.

• Data Confirmation: Comparing and verifying relevant information to help assess the accuracy of a potential connection.

• Identity and Matter Verification: Confirming relevant details and helping establish whether further examination or procedural steps may be appropriate.

• Official Business Communication: Contacting individuals regarding a relevant inquiry, research finding, potential connection, verification request, or agreed service.

• Documentation and Claim Preparation: Organizing relevant information and supporting materials for an asset-related process within the scope of an agreed service.

• Service Administration: Maintaining appropriate records, managing client communications, administering service agreements, and addressing legitimate matters arising from an engagement.

• Related Asset Research and Recovery Activities: Using relevant information for other legitimate purposes directly connected with assessing, preparing, communicating, or assisting with a potential asset claim.

No Marketing Use

Apex Elite does not use client or prospective-client contact information or identity details for advertising, promotional campaigns, unsolicited marketing, or the sale of personal information for marketing purposes.

Information collected in connection with an asset research or recovery matter is intended for relevant business activities associated with that matter, rather than unrelated marketing activities.

We do not sell personal information to marketers. We also do not authorize the use of such information for unrelated promotional purposes merely because an individual has communicated with or engaged our services.

No Upfront Billing Use

Because Apex Elite operates on a strict 100% contingency basis with zero upfront fees, we do not collect, process, or use your personal information for the purpose of demanding advance payments, processing fees, or upfront charges. Your financial data is never used to bill you prior to a successful recovery.

Protection and Confidential Handling

Apex Elite takes reasonable steps appropriate to the nature of the information and the systems used to protect personal information against unauthorized access, disclosure, alteration, loss, or misuse.

Access to personal information should be limited to circumstances in which it is reasonably necessary for legitimate business operations, authorized service support, or another lawful purpose.

We do not disclose contact details or identity information indiscriminately. Information may be shared with relevant service providers, professional advisers, institutions, asset holders, or other appropriate parties only where reasonably necessary for a legitimate purpose, authorized, or otherwise permitted or required by applicable law.

For example, certain information may need to be communicated to a relevant institution or asset holder when necessary to verify a potential connection or support an agreed claim-related process.

Retention and Responsible Use

Personal information is retained for as long as reasonably necessary for the relevant business purpose, subject to applicable legal, contractual, and recordkeeping requirements. When information is no longer required, we seek to delete it, securely dispose of it, or otherwise handle it appropriately, subject to those requirements and practical limitations.

Individuals should provide only information reasonably relevant to their inquiry or engagement and should avoid sending passwords, banking login credentials, one-time authentication codes, or unrelated sensitive information through ordinary communication channels.

Our commitment is to handle personal information with care, limit its use to appropriate purposes, and respect the confidentiality of individuals involved in our asset research and recovery activities. No electronic system or method of transmission can be guaranteed to be completely secure.

6. LEGAL BASIS AND PURPOSE OF PROCESSING

The circumstances and legal requirements applicable to personal information may differ depending on the person, the information involved, the nature of the service, and the relevant jurisdiction.

Where applicable, our processing may be based on consent, steps requested before entering into a service agreement, performance of an agreement, legitimate business interests, compliance with legal obligations, or another lawful basis available under applicable law.

Where consent is required, we will seek it as appropriate. Where another lawful basis applies, processing may occur to the extent permitted by that basis and the relevant law.

This Policy does not claim that one legal basis applies to every activity or every jurisdiction.

7. DISCLOSURE AND SHARING OF INFORMATION

We do not disclose personal information indiscriminately. Depending on the circumstances, information may be shared where reasonably necessary for a relevant business purpose, where authorized, or where permitted or required by applicable law.

Potential recipients may include:

• Service providers supporting website operations, business communications, information management, or other necessary business functions.

• Professional Advisers & U.S. Attorneys: Licensed U.S. probate attorneys or other professional advisers engaged to support a matter, where appropriate (e.g., to handle formal court filings, legal representation, or compliance with state laws).

• Relevant institutions, asset holders, financial institutions, public authorities, courts, or other responsible parties when communication or documentation is necessary for an agreed process and the disclosure is appropriate.

• Government agencies, regulators, law enforcement authorities, or other parties when disclosure is legally required or otherwise lawfully justified.

• Parties involved in a dispute, investigation, or enforcement matter where disclosure is appropriate and legally permitted.

We seek to limit disclosures to information relevant to the purpose for which it is shared. The specific recipients and disclosures will depend on the matter, the applicable service agreement, and relevant legal requirements.

We do not state that every category of information will be shared in every engagement.

8. INTERNATIONAL DATA HANDLING

Apex Elite operates internationally, and inquiries or matters may involve individuals, records, institutions, or service providers located in different countries.

As a result, personal information may be accessed or processed across national borders where necessary for the relevant business activity. The privacy protections and legal requirements applicable to such processing may differ between jurisdictions.

Where applicable law imposes requirements concerning international transfers, those requirements must be considered in connection with the relevant processing activity.

Individuals should avoid providing information that is not reasonably necessary for their inquiry or engagement.

9. DATA SECURITY

We take reasonable steps appropriate to our business activities to protect personal information against unauthorized access, disclosure, alteration, loss, or misuse.

Depending on the systems and processes involved, these steps may include access restrictions, appropriate handling procedures, account security measures, and the use of service providers with relevant safeguards.

No website, electronic transmission, storage system, or method of communication can be guaranteed to be completely secure. Accordingly, we do not promise absolute security or that unauthorized access can never occur.

If you receive an unexpected communication claiming to be from Apex Elite, verify the communication through our official website before providing sensitive information.

10. DATA RETENTION

We retain personal information for only as long as reasonably necessary for the purposes for which it was collected or processed, taking into account the nature of the information, the status of the inquiry or engagement, relevant business needs, dispute resolution, recordkeeping, and applicable legal requirements.

Some records may need to be retained for longer periods where required or permitted by law or where reasonably necessary to establish, exercise, or defend legal claims.

When information is no longer required, we will seek to delete it, securely dispose of it, or otherwise handle it appropriately, subject to applicable retention obligations and practical limitations.

Retention periods may vary according to the type of information and the circumstances of the matter.

11. YOUR PRIVACY RIGHTS

Depending on your location and the law applicable to your information, you may have rights concerning the personal information we hold about you. These may include the right to request access to information, seek correction of inaccurate information, request deletion or restriction of certain processing, withdraw consent where processing relies on consent, or raise a privacy-related concern.

These rights are subject to applicable legal conditions, exceptions, and limitations. We cannot promise that every right will be available in every circumstance.

To submit a privacy-related request, please contact us through the contact details published on our official website. We may need to verify your identity and clarify the scope of your request before taking action.

Where a request concerns information about another person, an estate, or a related matter, we may need to consider the requesting person's authority and the privacy rights of others before disclosing information.

12. INFORMATION ABOUT OTHER PEOPLE

If you provide information about a relative, predecessor, estate, representative, or another individual, you should ensure that you have an appropriate basis to provide it and that doing so is consistent with applicable requirements.

Please provide only information reasonably relevant to the inquiry or agreed service.

We may need to assess whether information concerning another individual can appropriately be used or disclosed in the circumstances.

13. THIRD-PARTY WEBSITES AND SERVICES

Our website or communications may refer to third-party websites, platforms, or services. These services may operate under their own privacy policies, terms, and data-handling practices.

Unless expressly stated otherwise, Apex Elite does not control the privacy practices of independent third parties. We encourage users to review the relevant policies before submitting information through an external website or service.

The use of third-party website tools may also affect how technical information or cookies are handled, as described in our Cookie Policy.

14. CHILDREN'S INFORMATION

Our website and professional services are not intentionally directed toward children for the independent submission of personal information.

If information concerning a minor becomes relevant to a matter, it should be handled with appropriate care and in accordance with applicable requirements. A parent, guardian, or legally authorized representative may need to be involved where required.

If you believe a child has provided personal information to us inappropriately, please contact us so the circumstances can be reviewed.

15. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy to reflect changes in our business activities, information-handling practices, website functionality, or applicable requirements.

The revised version will be published on this page with an updated “Last Updated” date. Where required, additional notice or consent will be provided as appropriate.

We encourage visitors and clients to review this Policy periodically.

16. CONTACT US ABOUT PRIVACY

For questions, concerns, or requests relating to this Privacy Policy or the handling of personal information, please contact Apex Elite through the official contact channels published on our website:

Website: https://www.apexeliteasset.com/

Please describe the nature of your privacy inquiry without including passwords, banking credentials, authentication codes, or unnecessary sensitive information.

We will review privacy-related inquiries in light of the circumstances and any applicable legal requirements.

Apex Elite Asset Research and Recovery Services
An international operation of Ap3x El1te Data Processing Services
Processing Services Registered in the Philippines

Privacy should be handled with care, clarity, and appropriate responsibility.